Here is a list of ten of the best small towns in New York for retirement, considering public safety, quality of life, access to quality healthcare, and amenities:

1. Saratoga Springs

Overview: A charming town known for its mineral springs and vibrant downtown, Saratoga Springs offers a mix of cultural and natural attractions. The town is renowned for its safety and high quality of life.

  • Amenities: Historic Saratoga Race Course, Saratoga Performing Arts Center, and numerous boutique shops and restaurants.
  • Healthcare: Saratoga Hospital, part of the Albany Medical Center network, provides comprehensive care.
  • Parks: Saratoga Spa State Park, Congress Park.
  • Features: Cultural events, mineral baths, excellent dining, and a thriving arts community.

2. Rhinebeck

Overview: Located in the Hudson Valley, Rhinebeck is a picturesque town with a small-town feel and rich history. Its proximity to New York City offers easy access to urban amenities while maintaining a peaceful environment.

  • Amenities: Boutique shopping, the Beekman Arms Inn (America's oldest continuously operated hotel), and the Dutchess County Fairgrounds.
  • Healthcare: Northern Dutchess Hospital, part of Nuvance Health, offers a wide range of medical services.
  • Parks: Ferncliff Forest, Poets' Walk Park.
  • Features: A thriving arts scene, historic sites, and access to the Hudson River.

3. Skaneateles

Overview: Situated in the Finger Lakes region, Skaneateles is known for its beautiful lake, clean environment, and welcoming community. It’s an ideal spot for retirees seeking peace and natural beauty.

  • Amenities: Skaneateles Lake, boutique shops, local wineries, and a vibrant dining scene.
  • Healthcare: Auburn Community Hospital, just a short drive away, provides comprehensive medical services.
  • Parks: Clift Park, Shotwell Memorial Park.
  • Features: Scenic lake views, a strong sense of community, and various outdoor recreational opportunities.

4. Cold Spring

Overview: Nestled along the Hudson River, Cold Spring is known for its historic charm, walkable downtown, and proximity to hiking trails. It offers a quiet yet connected lifestyle.

  • Amenities: Antique shops, cozy cafes, and proximity to the Breakneck Ridge hiking trail.
  • Healthcare: Nearby Hudson Valley Hospital, part of the NewYork-Presbyterian network, offers high-quality healthcare services.
  • Parks: Foundry Dock Park, Hudson Highlands State Park Preserve.
  • Features: River views, easy access to nature, and a peaceful atmosphere.

5. Lake Placid

Overview: Known for hosting the Winter Olympics twice, Lake Placid offers a mix of outdoor adventure and quiet living. It’s an excellent choice for retirees who enjoy a mountain environment.

  • Amenities: Olympic facilities, Mirror Lake, and a charming downtown area.
  • Healthcare: Adirondack Health offers a variety of medical services in the region.
  • Parks: Mirror Lake Park, Mount Van Hoevenberg trails.
  • Features: Outdoor recreation, stunning mountain scenery, and a close-knit community.

6. Tarrytown

Overview: Located on the eastern bank of the Hudson River, Tarrytown combines rich history with modern conveniences. It’s a safe and welcoming community with a high quality of life.

  • Amenities: Historic sites like Lyndhurst Mansion and the Tarrytown Music Hall, a vibrant downtown, and scenic river views.
  • Healthcare: Phelps Hospital, part of the Northwell Health system, offers excellent healthcare services.
  • Parks: Pierson Park, Rockefeller State Park Preserve.
  • Features: Proximity to New York City, historic charm, and a well-preserved environment.

7. Ithaca

Overview: Home to Cornell University, Ithaca offers a blend of intellectual vibrancy and natural beauty. It’s known for its safety, education, and a high quality of life.

  • Amenities: Cornell Botanic Gardens, Ithaca Commons, and nearby waterfalls such as Buttermilk Falls.
  • Healthcare: Cayuga Medical Center provides comprehensive healthcare services.
  • Parks: Stewart Park, Robert H. Treman State Park.
  • Features: A progressive community, cultural events, and numerous outdoor activities.

8. Cooperstown

Overview: Famous for the Baseball Hall of Fame, Cooperstown offers a quaint, quiet lifestyle with cultural and natural attractions. It’s a safe, welcoming community.

  • Amenities: National Baseball Hall of Fame, Farmers' Museum, and Otsego Lake.
  • Healthcare: Bassett Medical Center, a comprehensive healthcare provider in the region.
  • Parks: Glimmerglass State Park, Council Rock Park.
  • Features: Rich history, cultural attractions, and a peaceful environment.

9. Canandaigua

Overview: Located in the Finger Lakes region, Canandaigua offers scenic beauty and a vibrant cultural scene. It’s ideal for retirees seeking a mix of outdoor activities and cultural amenities.

  • Amenities: Canandaigua Lake, Sonnenberg Gardens & Mansion, and the New York Wine & Culinary Center.
  • Healthcare: Thompson Health, affiliated with the University of Rochester Medical Center, offers a wide range of medical services.
  • Parks: Kershaw Park, Onanda Park.
  • Features: Lakefront living, wineries, and various outdoor recreational opportunities.

10. Cazenovia

Overview: Cazenovia is a small town located in Madison County, known for its beautiful lake, strong sense of community, and safety. It’s a great choice for retirees looking for a peaceful and scenic environment.

  • Amenities: Cazenovia Lake, boutique shops, and local restaurants.
  • Healthcare: Crouse Health and other nearby healthcare providers offer medical services to the area.
  • Parks: Lakeland Park, Lorenzo State Historic Site.
  • Features: Scenic beauty, historic sites, and outdoor activities.

These small towns in New York offer a blend of safety, quality healthcare, outdoor activities, and a strong sense of community, making them ideal locations for retirement.