Choosing the perfect state to retire in is a deeply personal decision that depends on a variety of factors. While some retirees may prioritize warm weather and proximity to family, others might focus on financial stability or access to quality healthcare. To help guide this significant life choice, we've compiled a ranking of all 50 U.S. states based on six key factors: quality of life, cost of living, public safety, access to quality healthcare, access to amenities, and state fiscal health. This ranking provides a comprehensive overview of each state's overall suitability for retirement in 2024.

Understanding the Factors

Choosing the best state to retire in 2024 hinges on personal preferences, financial circumstances, and desired lifestyle. States offer a variety of options, whether you seek a warm climate, low taxes, or outdoor activities. It's advisable to visit and research potential states to determine what will make your retirement satisfying. Use this guide as a starting point for your own research. When compiling a list of top states for retirement, consider weighting factors according to personal importance. For instance, if crime rate is a higher priority than cost of living, your list will differ from someone who values cost of living more. This list reflects what is believed to be the average person's concerns.  WE have pages ranking states on these measures.

  • Quality of Life: This includes the state's climate, community engagement, and overall satisfaction with living conditions. It's a broad category that captures the general well-being and happiness of residents.
  • Cost of Living: A crucial factor, especially for retirees on fixed incomes. This includes housing costs, utilities, groceries, and other day-to-day expenses.
  • Public Safety: Low crime rates contribute to peace of mind and are essential for a secure and comfortable retirement.
  • Access to Quality Healthcare: As healthcare needs often increase with age, the availability and quality of medical services are critical considerations.
  • Access to Amenities: Retirees often seek states with vibrant cultural, recreational, and social activities to enjoy their leisure time.
  • State Fiscal Health: The financial stability of a state can affect taxes, the availability of public services, and overall economic security.

 

Here are the states by overall retirement rank


States are listed worst to best when considering overall retiement ranking

1 Florida

 

Florida, known as the "Sunshine State," is a popular destination for retirees from across the United States and beyond. With its warm climate, diverse culture, and numerous amenities, it offers an attractive option for those looking to enjoy their golden years. This article explores…

Quality of life rank: 7
Public safety rank: 30
Cost of Living rank: 30
Healthcare access rank: 26
Tax Burden Rank: 4
Social Security Taxed: No

2 Tennessee

 

Tennessee, known for its vibrant music scene, stunning natural landscapes, and warm Southern hospitality, has become an increasingly popular destination for retirees. The state's unique blend of affordability, mild climate, and rich culture makes it an attractive option for those…

Quality of life rank: 36
Public safety rank: 45
Cost of Living rank: 10
Healthcare access rank: 42
Tax Burden Rank: 5
Social Security Taxed: No

3 Arizona

 

Arizona has long been a popular destination for retirees, offering a unique blend of natural beauty, pleasant weather, and a relaxed lifestyle. This article explores the key factors that make Arizona an attractive state for retirement, focusing on overall quality of life, cost of…

Quality of life rank: 38
Public safety rank: 39
Cost of Living rank: 36
Healthcare access rank: 20
Tax Burden Rank: 15
Social Security Taxed: No

4 South Dakota

 

South Dakota, often associated with its iconic Mount Rushmore and vast prairies, has quietly become a desirable destination for retirees. Its unique blend of natural beauty, low cost of living, and friendly communities makes it an appealing choice. In this article, we'll explore the…

Quality of life rank: 21
Public safety rank: 19
Cost of Living rank: 19
Healthcare access rank: 43
Tax Burden Rank: 3
Social Security Taxed: No

5 North Carolina

 

North Carolina, with its beautiful landscapes, mild climate, and rich cultural heritage, has become a popular destination for retirees. This article explores various aspects of living in the state, focusing on overall quality of life, cost of living, crime and safety, access to…

Quality of life rank: 29
Public safety rank: 34
Cost of Living rank: 25
Healthcare access rank: 24
Tax Burden Rank: 21
Social Security Taxed: No

6 Georgia

 

Retiring in Georgia offers a mix of Southern charm, scenic landscapes, and a moderate climate. Whether you're drawn to the bustling city of Atlanta or the serene coastline of Savannah, Georgia provides various living options for retirees. This article explores the overall quality of…

Quality of life rank: 31
Public safety rank: 35
Cost of Living rank: 12
Healthcare access rank: 33
Tax Burden Rank: 10
Social Security Taxed: No

7 New Hampshire

New Hampshire is often heralded as one of the best states for retirement, offering a unique blend of natural beauty, low taxes, and a high quality of life. For those considering New Hampshire as their retirement destination, several factors make this state an attractive choice. This article…

Quality of life rank: 6
Public safety rank: 3
Cost of Living rank: 42
Healthcare access rank: 13
Tax Burden Rank: 6
Social Security Taxed: No

8 Virginia

 

Retiring in Virginia offers a blend of natural beauty, rich history, and modern amenities. The state provides a diverse array of lifestyles, from coastal towns to mountain retreats, making it an appealing destination for retirees. Here's a comprehensive overview of what living in…

Quality of life rank: 5
Public safety rank: 10
Cost of Living rank: 32
Healthcare access rank: 15
Tax Burden Rank: 27
Social Security Taxed: No

9 Texas

 

Texas, known for its vast landscapes, warm climate, and rich cultural heritage, is a popular destination for retirees. This article explores the various aspects of living in Texas, focusing on overall quality of life, cost of living, crime and safety, access to quality healthcare,…

Quality of life rank: 34
Public safety rank: 31
Cost of Living rank: 17
Healthcare access rank: 31
Tax Burden Rank: 9
Social Security Taxed: No

10 Maine

 

Maine, known for its picturesque landscapes and charming coastal towns, offers a unique blend of natural beauty and a serene lifestyle. As a popular retirement destination, Maine provides a range of benefits and amenities that make it an attractive choice for retirees. This article…

Quality of life rank: 11
Public safety rank: 1
Cost of Living rank: 38
Healthcare access rank: 19
Tax Burden Rank: 38
Social Security Taxed: Yes

11 South Carolina

 

South Carolina is increasingly popular among retirees for its charming blend of natural beauty, rich history, and Southern hospitality. This article explores the key aspects of living in South Carolina, focusing on retirement, and comparing them to the national average in various…

Quality of life rank: 45
Public safety rank: 47
Cost of Living rank: 26
Healthcare access rank: 30
Tax Burden Rank: 13
Social Security Taxed: No

12 Nevada

 

Nevada is an increasingly popular destination for retirees, offering a mix of natural beauty, vibrant cities, and a warm climate. For those considering Nevada as their retirement destination, here's a comprehensive guide covering overall quality of life, cost of living, crime and…

Quality of life rank: 39
Public safety rank: 40
Cost of Living rank: 28
Healthcare access rank: 34
Tax Burden Rank: 18
Social Security Taxed: No

13 Idaho

 

Idaho has become an increasingly popular destination for retirees seeking a peaceful, fulfilling, and affordable lifestyle. Nestled in the Pacific Northwest, this state offers a unique blend of natural beauty, small-town charm, and a range of amenities that make it an attractive…

Quality of life rank: 4
Public safety rank: 7
Cost of Living rank: 35
Healthcare access rank: 18
Tax Burden Rank: 19
Social Security Taxed: No

14 Delaware

 

Delaware, known as "The First State," offers a unique blend of coastal charm, small-town friendliness, and historical richness. For retirees considering Delaware as their new home, the state presents several appealing aspects, from its overall quality of life to its cost of living,…

Quality of life rank: 24
Public safety rank: 33
Cost of Living rank: 31
Healthcare access rank: 9
Tax Burden Rank: 37
Social Security Taxed: No

15 Utah

 

Utah, known for its stunning landscapes and welcoming communities, is becoming an increasingly popular destination for retirees. With its blend of natural beauty, vibrant culture, and practical living considerations, Utah offers a unique retirement experience. This article explores…

Quality of life rank: 13
Public safety rank: 25
Cost of Living rank: 29
Healthcare access rank: 14
Tax Burden Rank: 16
Social Security Taxed: Yes

16 Montana

 

Montana, known as the "Treasure State," offers a unique blend of natural beauty, outdoor adventures, and a laid-back lifestyle that appeals to retirees seeking a peaceful and fulfilling life. This article explores the overall quality of life, cost of living, crime and safety, access…

Quality of life rank: 19
Public safety rank: 28
Cost of Living rank: 33
Healthcare access rank: 32
Tax Burden Rank: 17
Social Security Taxed: Yes

17 Missouri

 

Missouri, often referred to as the "Show Me State," offers a unique blend of Midwestern charm, rich cultural history, and diverse landscapes. For retirees, Missouri presents an appealing option with its affordable cost of living, relatively mild weather, and a mix of urban and rural…

Quality of life rank: 37
Public safety rank: 38
Cost of Living rank: 4
Healthcare access rank: 45
Tax Burden Rank: 11
Social Security Taxed: Yes

18 Colorado

 

Colorado is a state known for its stunning natural beauty, vibrant culture, and high quality of life. For retirees considering making Colorado their home, there are several factors to consider, including overall quality of life, cost of living, crime and safety, access to quality…

Quality of life rank: 20
Public safety rank: 37
Cost of Living rank: 34
Healthcare access rank: 12
Tax Burden Rank: 30
Social Security Taxed: Yes

19 Alabama

 

Retiring in Alabama offers a blend of Southern charm, warm weather, and a relatively low cost of living. For those considering making the Heart of Dixie their retirement destination, this article explores key factors including overall quality of life, cost of living, crime and…

Quality of life rank: 43
Public safety rank: 41
Cost of Living rank: 5
Healthcare access rank: 44
Tax Burden Rank: 14
Social Security Taxed: No

20 Wyoming

 

Wyoming, known for its breathtaking landscapes and vast open spaces, offers a unique retirement experience. For those considering the state as their retirement destination, several factors, such as overall quality of life, cost of living, crime and safety, access to quality…

Quality of life rank: 8
Public safety rank: 20
Cost of Living rank: 16
Healthcare access rank: 39
Tax Burden Rank: 1
Social Security Taxed: No

21 Kentucky

 

Kentucky, known as the Bluegrass State, offers a unique blend of Southern charm, rich history, and natural beauty. For retirees considering making Kentucky their home, various factors such as quality of life, cost of living, crime and safety, healthcare, weather, and culture play…

Quality of life rank: 42
Public safety rank: 16
Cost of Living rank: 18
Healthcare access rank: 40
Tax Burden Rank: 24
Social Security Taxed: No

22 Wisconsin

Quality of life rank: 10
Public safety rank: 9
Cost of Living rank: 24
Healthcare access rank: 22
Tax Burden Rank: 34
Social Security Taxed: No

23 Indiana

 

Retirement is a time to relax and enjoy the fruits of one's labor, and choosing the right place to settle down is crucial. Indiana offers a unique blend of affordability, quality of life, and cultural richness that appeals to many retirees. This article explores the key aspects of…

Quality of life rank: 32
Public safety rank: 26
Cost of Living rank: 13
Healthcare access rank: 41
Tax Burden Rank: 20
Social Security Taxed: No

24 Nebraska

 

Nebraska, often referred to as the "Cornhusker State," offers a unique blend of rural charm and urban amenities, making it an appealing option for retirees. In this article, we'll explore the key factors that make Nebraska an attractive destination for retirement, including overall…

Quality of life rank: 22
Public safety rank: 24
Cost of Living rank: 7
Healthcare access rank: 25
Tax Burden Rank: 44
Social Security Taxed: Yes

25 Oklahoma

Quality of life rank: 44
Public safety rank: 44
Cost of Living rank: 2
Healthcare access rank: 49
Tax Burden Rank: 8
Social Security Taxed: No

26 Michigan

 

Retiring in Michigan offers a unique blend of natural beauty, vibrant culture, and practical considerations. For those considering this state as a retirement destination, it's essential to explore the overall quality of life, cost of living, crime and safety, access to quality…

Quality of life rank: 30
Public safety rank: 18
Cost of Living rank: 15
Healthcare access rank: 29
Tax Burden Rank: 26
Social Security Taxed: No

27 Iowa

 

Iowa, often known as the "Hawkeye State," is an appealing destination for retirees seeking a comfortable and fulfilling lifestyle. With its combination of friendly communities, affordable living, and diverse cultural offerings, Iowa provides a welcoming environment for those looking…

Quality of life rank: 16
Public safety rank: 15
Cost of Living rank: 6
Healthcare access rank: 21
Tax Burden Rank: 41
Social Security Taxed: No

28 Vermont

 

Vermont, known for its picturesque landscapes and charming small towns, offers a unique setting for those considering retirement. Whether you're drawn to its serene countryside or vibrant cultural scene, Vermont has much to offer. In this article, we'll explore key factors such as…

Quality of life rank: 12
Public safety rank: 2
Cost of Living rank: 41
Healthcare access rank: 17
Tax Burden Rank: 45
Social Security Taxed: Yes

29 Mississippi

 

Mississippi, known for its rich cultural heritage, scenic landscapes, and warm Southern hospitality, has become an attractive option for retirees. This article explores the overall quality of life, cost of living, crime and safety, access to quality healthcare, weather, and culture…

Quality of life rank: 50
Public safety rank: 23
Cost of Living rank: 1
Healthcare access rank: 50
Tax Burden Rank: 22
Social Security Taxed: No

30 Minnesota

 

Minnesota consistently ranks high in quality of life metrics. The state offers a blend of vibrant urban centers, such as the Twin Cities of Minneapolis and St. Paul, and scenic rural landscapes. Retirees can enjoy outdoor activities year-round, thanks to numerous parks, lakes, and…

Quality of life rank: 9
Public safety rank: 14
Cost of Living rank: 21
Healthcare access rank: 16
Tax Burden Rank: 33
Social Security Taxed: Yes

31 West Virginia

 

West Virginia, known for its stunning natural landscapes and rich cultural heritage, offers a unique environment for retirees. In this article, we will explore the key factors that make West Virginia an appealing destination for retirement, including the overall quality of life,…

Quality of life rank: 41
Public safety rank: 12
Cost of Living rank: 9
Healthcare access rank: 48
Tax Burden Rank: 31
Social Security Taxed: Yes

32 Pennsylvania

 

Retiring in Pennsylvania offers a diverse range of experiences, from charming small towns to bustling cities. The state's rich history, scenic landscapes, and vibrant culture make it an attractive destination for retirees. This article explores the key factors that make Pennsylvania…

Quality of life rank: 14
Public safety rank: 13
Cost of Living rank: 27
Healthcare access rank: 11
Tax Burden Rank: 29
Social Security Taxed: No

33 Ohio

Quality of life rank: 33
Public safety rank: 27
Cost of Living rank: 20
Healthcare access rank: 35
Tax Burden Rank: 28
Social Security Taxed: No

34 Arkansas

 

Arkansas, often known as "The Natural State," offers retirees a blend of scenic beauty, affordable living, and a relaxed lifestyle. As more retirees consider this state for their golden years, it's essential to explore various aspects like overall quality of life, cost of living,…

Quality of life rank: 47
Public safety rank: 46
Cost of Living rank: 8
Healthcare access rank: 47
Tax Burden Rank: 23
Social Security Taxed: No

35 Louisiana

 

Louisiana, known for its rich culture, vibrant music scene, and unique culinary traditions, offers a distinct lifestyle that attracts retirees looking for a warm and welcoming place to spend their golden years. This article explores the various aspects of living in Louisiana,…

Quality of life rank: 48
Public safety rank: 48
Cost of Living rank: 14
Healthcare access rank: 46
Tax Burden Rank: 12
Social Security Taxed: No

36 Kansas

 

Retiring in Kansas offers a unique blend of Midwest charm, affordable living, and a peaceful lifestyle. With its rich cultural heritage, accessible healthcare, and diverse weather, Kansas is an appealing destination for retirees. Here's an in-depth look at the various aspects of…

Quality of life rank: 23
Public safety rank: 36
Cost of Living rank: 3
Healthcare access rank: 36
Tax Burden Rank: 25
Social Security Taxed: Yes

37 New Mexico

 

New Mexico, often referred to as the "Land of Enchantment," offers a unique and appealing blend of culture, natural beauty, and a warm climate. For retirees, this southwestern state provides a distinctive lifestyle with several key considerations. In this article, we'll explore the…

Quality of life rank: 46
Public safety rank: 50
Cost of Living rank: 22
Healthcare access rank: 38
Tax Burden Rank: 32
Social Security Taxed: Yes

38 Alaska

 

Retiring in Alaska offers a unique experience characterized by its breathtaking landscapes, unique culture, and distinct challenges. This article explores various aspects of retirement life in Alaska, comparing them to national averages to help potential retirees make informed…

Quality of life rank: 49
Public safety rank: 43
Cost of Living rank: 46
Healthcare access rank: 27
Tax Burden Rank: 2
Social Security Taxed: No

39 North Dakota

Quality of life rank: 18
Public safety rank: 17
Cost of Living rank: 23
Healthcare access rank: 37
Tax Burden Rank: 7
Social Security Taxed: Yes

40 Rhode Island

 

Retiring in Rhode Island offers a unique blend of coastal beauty, rich history, and a small-town feel. Here's a detailed look at the factors to consider when deciding if this New England state is the right place for your retirement.

 

Quality of life rank: 28
Public safety rank: 11
Cost of Living rank: 37
Healthcare access rank: 5
Tax Burden Rank: 39
Social Security Taxed: Yes

41 Massachusetts

Massachusetts, known for its rich history, vibrant culture, and stunning landscapes, is an attractive destination for retirees. Whether you're drawn to the bustling cities, charming coastal towns, or picturesque countryside, Massachusetts offers a unique blend of opportunities and challenges for…

Quality of life rank: 1
Public safety rank: 5
Cost of Living rank: 49
Healthcare access rank: 2
Tax Burden Rank: 35
Social Security Taxed: No

42 Maryland

Quality of life rank: 17
Public safety rank: 21
Cost of Living rank: 45
Healthcare access rank: 7
Tax Burden Rank: 36
Social Security Taxed: No

43 Oregon

 

Oregon, with its diverse landscapes and progressive culture, offers a unique blend of opportunities and experiences for retirees. Whether you're drawn to the lush greenery of the Willamette Valley, the rugged beauty of the coast, or the arid charm of the eastern deserts, Oregon…

Quality of life rank: 35
Public safety rank: 42
Cost of Living rank: 43
Healthcare access rank: 23
Tax Burden Rank: 42
Social Security Taxed: No

44 Connecticut

 

Retiring in Connecticut offers a unique blend of historical charm, cultural richness, and picturesque landscapes. Whether you're drawn to its coastal towns or the serene countryside, Connecticut presents a compelling option for retirees. This article explores various aspects of…

Quality of life rank: 25
Public safety rank: 8
Cost of Living rank: 39
Healthcare access rank: 3
Tax Burden Rank: 40
Social Security Taxed: Yes

45 Illinois

 

Illinois, known as the "Prairie State," offers a diverse landscape and a blend of urban and rural living. For retirees considering Illinois, understanding the state's quality of life, cost of living, crime and safety, healthcare access, weather, and cultural offerings is essential.…

Quality of life rank: 15
Public safety rank: 22
Cost of Living rank: 11
Healthcare access rank: 28
Tax Burden Rank: 47
Social Security Taxed: No

46 Hawaii

 

Hawaii, often referred to as paradise on Earth, is a popular destination for retirees seeking a serene and picturesque environment to enjoy their golden years. The state's unique blend of natural beauty, diverse culture, and warm climate make it an attractive option. However,…

Quality of life rank: 40
Public safety rank: 29
Cost of Living rank: 50
Healthcare access rank: 1
Tax Burden Rank: 50
Social Security Taxed: No

47 New York

Retiring in New York State offers a mix of cultural richness, diverse climates, and urban and rural living options that cater to different lifestyles. However, potential retirees must weigh various factors, including cost of living, safety, healthcare access, and tax burdens. This guide explores…

Quality of life rank: 3
Public safety rank: 6
Cost of Living rank: 47
Healthcare access rank: 8
Tax Burden Rank: 49
Social Security Taxed: No

48 New Jersey

 

Retirement is a time to enjoy the fruits of one's labor, and choosing the right place to settle down is a crucial decision. New Jersey, often referred to as the Garden State, offers a unique blend of suburban tranquility, urban amenities, and coastal beauty. This article explores…

Quality of life rank: 2
Public safety rank: 4
Cost of Living rank: 40
Healthcare access rank: 4
Tax Burden Rank: 48
Social Security Taxed: No

49 California

 

California, the Golden State, is a popular destination for retirees seeking a blend of natural beauty, diverse culture, and vibrant urban life. This article explores key aspects of living in California during retirement, comparing them to the national average.

 

Quality of life rank: 27
Public safety rank: 32
Cost of Living rank: 48
Healthcare access rank: 6
Tax Burden Rank: 46
Social Security Taxed: No

50 Washington

 

Retiring in Washington State offers a unique blend of natural beauty, vibrant culture, and quality amenities. This article explores the state's suitability for retirees by examining various factors, including overall quality of life, cost of living, crime and safety, access to…

Quality of life rank: 26
Public safety rank: 49
Cost of Living rank: 44
Healthcare access rank: 10
Tax Burden Rank: 43
Social Security Taxed: No